Consumer Credit Counseling of New Hampshire and Vermont

Founded in 1972, Consumer Credit Counseling Service of Hampshire and Vermont aims to provide expert and professional to consumers facing problems in managing their finances. Founded as a non-profit agency by a group of NH community bankers, Consumer Credit Counseling Service of Hampshire and Vermont is a community service organization providing unbiased service to its […]

Group aims to pull I-25 travelers into cities

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Reverse Cellular Phone Lookup – Learn The Name Behind The Call

In today’s world of Google and other powerful search tools, maintaining your privacy can be a daunting challenge. Using a reverse telephone directory, anyone with Internet access is able to learn the name behind a phone number, as well as see the address, a satellite image of the home, and a variety of other details […]

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A Comprehensive Chicago Travel Guide

Best recognized as a “Windy City” simply because the bureaucrats go on to blow a lot of hot air, Chicago is amongst many individual’s favourite cities to travel across the US, particularly in the summers, as that is just the perfect weather to travel. Chicago’s most significant draws involve its ever-green space, one of the […]

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Top 5 Jacksonville HVAC Professionals To Get Best Services

If you are facing problems with your HVAC system then you should always take the help of professionals. In order to ensure that you get the supreme quality repairs for your house you should make sure that you use the help from best HVAC professionals. These are the 5 best HVAC professionals that you can find in Jacksonville.

  • Breezy HVAC

It is one of the most popular services for providing high-quality repairs for the HVAC You can log in to their official page to check the reviews of customers which can make you assured of their services. Everyone who has used their services will recommend you to use their help.

  • Griffin Service 

If you are looking for a company which can provide you various types of repairs for HVAC system then you should their help. It is one of the most experienced companies which has provided various types of HVAC repairs for more than 30 years.

  • Powell Heating & Air Conditioning Inc 

The people who want to get assured on the quality of the repairs can use the help of this company. It has been licensed and certified in provide all the repairs for the HVAC

  • Handyman Matters of Jacksonville 

No matter what type of repairs you need in your house it can be done by Handyman Matters. It is one of the most skilled companies which can provide you repairs within a few

  • Snyder Heating & Air Conditioning

It is also an experienced company which can provide you the best repairs for your HVAC systems in your house. That is why most people will recommend you to use their help.

If you want to get the services from Breezy HVAC then you can log on to their official website to get their services. So always make sure that you get supreme quality services for your house.

What You Should Know About Digital Marketing

  What is Digital Marketing?

Digital marketing mainly refers to marketing done using digital media such as the internet, mobile phones, and display mediums. With how accessible the internet has become, the number of users who go online every day is increasing. The way people shop and buy nowadays has also changed a lot, as online marketing s much more convenient and so, offline marketing isn’t as effective as it used to be. The main aim of marketing is about connecting with your audience at the right place and the right time, and that place today has become online.

Types of Digital Marketing Agencies

While digital marketing covers a wide range of marketing activities, we’ll be focusing on some of the most common digital marketing agency:

  • Search Engine Optimization:

The process of optimizing content, technical set-up, and the reach of your website so that your page can rank higher on the search engine results list organically. The ultimate goal is to attract visitors to your site, and SEO does that while enforcing the need for an easy-to-use and well-constructed website.

  • Paid Search:

Paid search or pay-per-click advertising is a process which refers to the sponsored result on the side or top of the search engine results page, where you only pay when your ad is clicked on. Pay-per-clicks are flexible, and more importantly effective for all kinds of organizations. They are also contextual, i.e. they appear when someone is particularly searching for a keyword or term.

  • Content Marketing:

The expression content is king rings true here, where great content can be the driving fuel for your marketing activities such as brand awareness, lead generation, traffic growth, and customers. Channels like blog posts, infographics, eBooks, online brochures and look books play a huge role as a part of your content marketing strategy.

  • Social Media Marketing:

Your content and brand are promoted on social media channels to generate leads for your business, traffic growth, and brand awareness. Channels like Facebook, Twitter, Instagram, Pinterest, Snapchat, etc. can be great and surefire ways to generate good ROI.

  • Email Marketing:

Emails have been around for about as far as the dawn of the internet, and is perhaps the quickest and most surefire way to reach consumers with crucial information, and still generates the most ROI.

  • Mobile Marketing:

Mobile devices are increasingly becoming a very necessary part of the lives of people nowadays, so marketing on this unique and extremely personal channel has proven to be very effective. There are various options that a business would have when marketing via mobile devices as they would have YouTube ads, in-app advertising and campaigns to increase the number of mobile app installations.

Digital marketing, internet marketing or online marketing, whatever it may be called, has the basic aim to market digitally, and reach as many people as possible, and to do so through the one media used by people the most- the internet. Many digital marketing agency can be used to do so, with businesses employing digital means such as search engines, email, social media, blogging and their websites to connect with current and prospective customers.

Consumer Credit Counseling of New Hampshire and Vermont

Founded in 1972, Consumer Credit Counseling Service of Hampshire and Vermont aims to provide expert and professional to consumers facing problems in managing their finances. Founded as a non-profit agency by a group of NH community bankers, Consumer Credit Counseling Service of Hampshire and Vermont is a community service organization providing unbiased service to its customers.

Financial issues

The areas with which CCCS of NH & VT deals with are managing personal finances of people. The pool of problems and issues can range from money management problems, individual budgeting issues, credit, and debt troubles as well as larger scale issues such as reverse mortgages and bankruptcy.

Debt Management

CCCS of NH & VT provides credit and debt counseling. Additionally, it also offers a Debt Management Program to help guide consumers through credit and debt repayment plans. Credit Card companies have approved these programs and Case managers at the agency ensure smooth management of repayment plans. All of this is offered at a low monthly service fee.


CCCS of NH & VT also caters its customers through bankruptcy counseling, housing counseling and reverse mortgage counseling. A distinguishing feature of CCCS of NH & VT is that it provides all counseling free of charge along with free educational programs. The only exception is the bankruptcy counseling which is provided at a minimum monthly charge.

Consumer Credit Counseling Service has a target aim of making consumers stand on their own feet. CCCS of NH & VT believes that through empowerment, management and a strong sense of responsibility, consumers can take charge of their own lives and steer it to achieve their aims and goals the way they want.

To provide consumers with the feeling of trust, confidence, guidance and counseling, CCCS of NH & VT ensures that all its services are centered on customer needs and wants. By providing clear and relevant information to customers and by explaining to them the alternatives or options they have, CCCS of NH & VT enables employees to embark on the road to self-help and self-reliance.


Consumer Credit Counseling Service of New Hampshire and Vermont is located at 105 Loudon Road, Bldg # 1, Concord, New Hampshire 03301. It can be contacted at its telephone number 1-800-327-6778 as well as on Fax 603-223-9971.

Its Vermont branch offices are four. The first is located on 84 S. Main Street, Barre, VT 05641. Its second office is located at 443 West River Road Centre Building # 3, Brattleboro, VT 05301. Its third branch office is located at 31B Swift Street, Burlington, VT 05401 and the fourth official is situated on 26 West Street, Rutland, VT 05701.

Group aims to pull I-25 travelers into cities

TRINIDAD — A newly formed group consisting of representatives from three cities along southern Colorado’s part of the Interstate 25 corridor aims to attract travelers off the highway and into their communities.

The Southern Colorado I-25 Eco-Development Group is made up of partners from Trinidad, Pueblo and Colorado Springs. The group met in Trinidad last week.

Chuck Murphy of Murphy Constructors of Colorado Springs led off the discussion by saying Trinidad had an advantage in that its historic buildings had remained untouched by urban renewal efforts, a process he referred to as “urban destruction.” Murphy said he had a lifetime admiration for the city and wanted to do all he could to make Trinidad a prime tourist attraction.

“Urban renewal didn’t touch Trinidad. It pretty much left you alone,” Murphy said. “It’s a blessing you have all the things you do have. I really want to help in any way I can in preserving those buildings. I think there’s a way to do that, and it’s been done by other communities. Trinidad doesn’t need to reinvent the wheel. It just needs to take a page out of someone else’s book to have some success.”

Murphy’s company has worked on many building restoration projects in other Colorado cities. He said he’d had ongoing discussions with some of Trinidad’s city leaders and was anxious to work with them to revitalize the city’s downtown area.

Murphy introduced Les Gruen, who is one of Colorado’s 11 state transportation commissioners and a Colorado Springs businessman. Murphy described Gruen as a master at using signage to draw tourists off the highway by featuring local attractions.

Gruen provided some statistics about the amount of traffic on I-25 in southern Colorado as it flows between Trinidad and Colorado Springs. He said Colorado Springs has the most traffic, being the biggest of the three cities and the one closest to the Denver metro area. He also pointed out that there’s more traffic in the summer than in the winter.

He quoted statistics that indicated Trinidad’s part of I-25 has about 7,000 vehicles a day, counting both northbound and southbound traffic. The daily traffic swells to about 17,000 in Pueblo, and to about 110,000 vehicles per day in Colorado Springs. He said the well-traveled routes through Denver carry about 225,000 vehicles per day, though he said many travelers are focused solely on getting to Denver and aren’t inclined to stop anywhere further south.

Gruen said the challenge was determining how to create adequate signage to attract those travelers to the cities of southern Colorado. He said there are restrictions limiting the amount and type of signage along interstate highways that can be used to feature local attractions. He said he’d be happy to work with anyone in Trinidad who wanted to promote the city’s attractions through effective signage.

The mission of the Southern Colorado I-25 Economic development Summit is to brainstorm ideas that result in collaborating on economic possibilities for the three cities along the I-25 corridor. Presently, more than 3 million people travel I-25 from Trinidad to Pueblo each year, and an estimated 15 million travel annually between Pueblo and Colorado Springs.

Lou Mellini, manager of a Colorado Springs radio station and a board member of Trinidad’s Mt. Carmel Health, Wellness and Community Center, said the three cities can work together in a partnership to promote their common interests.

“These three cities have the richest history to be found anywhere in the State of Colorado,” Mellini said. “Now, together, with a collaboration of the three cities, we will find a way to harvest and bring in to our cities the hundreds of thousands that come from California, Arizona, Nevada, Oklahoma, Texas and New Mexico. They come through those states and enter Trinidad, La Puerta, the Gateway. What we have done is looked at…Trinidad, Pueblo and Colorado Springs, and looked at what we could do to entice travelers to come to these cities.

“When you look…at the rich history Trinidad offers, with the Purgatoire River, Mt. Carmel and the Santa Fe Trail, those are opportunities for capturing and harvesting those tourists that come in.”

Mellini said a smart-phone application focused on the three cities could help tourists identify their various attractions, and combined with radio and newspaper advertising, could funnel those tourists to attractions they’d like to experience.

Jay Cimino, founder of the Mt. Carmel center, said southern Colorado needs to find new and creative ways to brand itself so people worldwide can instantly recognize that brand.

“Other areas of the country have been growing their economies, while we have not,” he said. “We can do something about that by re-branding ourselves with an identity that can help stimulate our economic development. This is a great area of the country and one I’ve always loved. We need to differentiate ourselves and put that pride back into it.”

Copper Canyon Tourism

Copper Canyon’s past is one upheaval and turmoil, literally, as the six canyons called Copper Canyon were created during a volcanic disturbance about 35 million years ago. Today, tourism at Copper Canyon is one of the ways that the region shares its natural resources and culture.

Tourism is relatively new to Copper Canyon in Chihuahua, Mexico. The accommodations are not luxurious, but moderate.

The Train
The most famous form of transportation in Copper Canyon remains the Chihuahua al Pacífico railroad, which transverses 410 miles through 86 tunnels and over 37 bridges.

Native Goods
One of the ways that the native women make a side income for their family is by producing crafts such as hand-woven baskets and selling them to tourists.

Expect international dishes served within a homemade style. Food on the train can be expensive.

Copper Canyon is perfect for hiking, horse backing, and mountain biking, or scenic driving. The scenic waterfalls peak during March, April, October, and November.

Kidney stones

A friend had real problems with kidney stones. At times the pain stood him straight up and was severe. He had stones before and knew what this was. He took this flush once and said the severe pains were gone, but that he still had some discomfort. He took it again a week later and was fine.

  • This is so much easier to take than the liver flush.
  • Drink 6 Cokes in 2 hours.
  • Then drink 8 ounces of pureed asparagus.
  • If it doesn’t work completely, repeat in a week.
  • Use diet coke if you are diabetic. Do this in the morning, so that the caffeine doesn’t keep you up all night.
  • What I have read is that the acid in the coke dissolves the stones.

Some general notes:

It is a good idea to give up caffeine. (Especially if you are using herbs.) Caffeine dehydrates you and actually contributes to the formation of stones. To help prevent stones drink lots of water.

Most soda pops have up to 16 tsp. of sugar in them. A report on TV noted that this might be one of the causes of the explosion of cases of juvenile diabetes. In this remedy, we are using the acid in the coke. But when you are done with the flush, please give it up.

HIV symptoms in men

What is HIV?

HIV or Human Immunodeficiency Virus is a viral contagion that is caused by a type of retrovirus. Firstly it was observed in Pneumonia patients in 1981, with some rare skin tumor symptoms, Kaposi’s Sarcomas. Later reduction in CD4 cells was also noticed along with low immunity. These CD4 cells or T cells are the key element of the Immune System that helps body fighting infections.
HIV is an epidemic that affects men faster than women. This infection is transferred through body fluids like semen, breast milk, vaginal fluid etc. Often use of infected needles, blood and organ transplant trigger the disease in the recipient. It’s a little different from AIDS, Aids is an advanced stage of HIV infection when most of the T-helper cells are destroyed by HIV. HIV symptoms in men are not detectable at an early stage and usually, after a long period of time, they begin to appear.

HIV signs and symptoms:

Early Symptoms of HIV include an extended stay of mild illness or infections, often cold and flu takes longer time and overcomes the body, leaving it weak and tired.

Generally, our immune system works in three phases:

In phase one, no HIV symptoms are evident, actually early symptoms of HIV are silent or indistinct. After transmission HIV virus takes at least a period of three months to be distinct and the antibodies are started appearing. Just after probability of transfer, it is not possible to identify HIV symptoms in men.

In the next phase, Virus starts to destroy the white blood cells, due to which body loses its immune system and the patient start to feel weakness and fatigue. Some early symptoms start to appear on this level that are a weakness, fatigue, weight loss, night sweats, cold and cough, and these slight illnesses become life-threatening in HIV positive people.

The last phase acts as a severe stage of infection. The body has lost the immune system entirely and becomes incapable to fight any type of infection. Often the patient shows symptoms through skin tumors etc. The virus of HIV and AIDS does not kill the patients, there are other infections and diseases that slay the victim.
HIV symptoms in men and women may differ, and often they are identical in both. Other early common symptoms are Headache, long-lasting Fever, Loss of hunger and weight, Nausea, Tiredness, swelling in lymph nodes, Sore throat, chronic muscle and joint pain, Enlarged spleen and liver etc. HIV symptoms in women can influence their babies and disease can also be transferred to the babies during pregnancy.

Researchers suggest that early symptoms can be detected after three to four weeks of exposure, but mostly it could not happen, and HIV grows inside up to 10 months quietly. In most of the cases, it is neglected in the confusion of any mild or seasonal illness.
HIV symptoms in men include painful ulcers on the genital area, especially on the penis, a characteristic of HIV. When the flu and fever stay longer it turns into swelling and pain, sufferer feels pain in lymphatic nodes in armpits etc.

Rashes following fever are the second alerting symptom of HIV. HIV symptoms in men are generally common, and they might also be seen in women.
Other HIV symptoms in men at a visible stage can be noticed interfering with the digestive system of the patient, comprising of liver and pancreas enlargement. Because of low immunity, the HIV positive men are more prone to cancerous infection of male organs, like prostate cancer etc.

HIV intervenes with our blood and immune system, so steadily it corrupts all the structure of the body. The problem of dry coughing is directly linked to HIV contamination.
HIV reaches the body fluid and exists in male semen. Genital herpes, Gonorrhea, Chlamydia, and genital warts are some prominent HIV symptoms in men at a higher stage.

Early symptoms of HIV in women are identical, but in the advanced stage, it might be slightly different affecting the reproductive system of females. The leading HIV symptoms in women include vaginal discharge and vaginal yeast infections, after which there is a high probability of catching bacterial vaginosis and trichomoniasis. Other HIV symptoms in women comprise of irregularities with the menstrual cycle, and disturbance with reproductive organ. HIV infected women are prone to pelvic inflammatory disease and human papillomavirus (HPV), a main cause of genital warts.

Overhyped Apple Products

For those of you not of the tech geek persuasion, you may not have been following the big Apple announcement of their new iPhone. Before anyone comes quickly to their defense (i.e. Apple “fanboys” as they have become know) I am writing not to knock on the phone itself, but the hype.

I am really not sure what it is about Apple that generates so much brand loyalty but believe me, they have it. I have owned a few in my day, all the way back to the Apple IIc. I enjoyed the computers when I owned them, but at heart, I consider myself brand and operating system agnostic. Not carefully the definition pertaining to doubtful and noncommittal, not the god part though that could apply to how some fanboys seem to believe in Steve Jobs. I consider myself computer versatile enough to get my job done on any computer, just give me a few minutes to figure it out.

The thing that gets me with apple press is they seem to get positive coverage, no matter what they do. Granted, they have done some good things. The iPod along with iTunes received the blessing of the industry and has done what no others have been able to do in such a big way. Their current computers, both hardware, and software have broken a long slump that they were stuck in, now providing something worth considering using, albeit with a pretty good sized budget.

What about the failures? Those seem to go away without fanfare and seemingly without a blemish on Apple’s reputation, or ego for that matter. Whatever happened to the Newton, the mini or the much touted yet far underperforming line of computers throughout the mid-90s? That just slide under the rug. But the loyalists in the media foam at the mouth come to each MacWorld for the next big product announcement. Hollywood seems to love placing macs in every movie and show – ok, they do look better in that home office scene than a boxy PC, I’ll give them that.

The iPhone looks like it could be a decent PDA with some nifty new things. The big touch screen look could be some fun but destined for some serious scratches from the way I have seen most phones handled. I think the software ideas could be good, but the first generation is bound to have its issues and limitations. I do hope they make it easy for the independent developers to make some cool little apps for it because that is what has made my Treo such a fun phone to have.

Just to counter some of the fanfare and flag-waving, here is what I think to be a realistic review that notes a few caveats when considering jumping on the iPhone bandwagon. Plus, just announced a day after the big iPhone hoopla, Cisco – who everyone knew owns the trademark on the word iPhone for a product – has announced their lawsuit against Apple. Apparently, those licensing talks that Steve was confident enough were done weren’t quite as complete as anticipated. No worries, Steve will make it happen.

All joking aside, I do hope Apple can push the industry to do more with the mobile phone, particularly the mobile computing variety. Apple, with their loyal fanbase, has a way of entering an industry and doing something to shake it up with a little style and panache (look it up, it’s good). What typically follows is the vast legions of companies that simply follow Apple’s lead and produce worthy knockoffs drive the big players in the market to play catch up. in the end, we get better, more interesting products to choose from – most of which are more reasonably priced and capable than what we had to begin with.

So maybe all the Apple fanfare is a good thing. Go Apple, do your thing!

This is a sticky subject

Now I didn’t bring this up, ok? Sally posted on suggested rants”¦so don’t blame me! LOL! But I have to admit this topic is one of my all time pet peeves! I know I am not alone in this”¦how many of you have done the stiff leg shoe drag into a store while mumbling under your breath words no one under 17 should hear trying to remove the gum from your espadrille? More…

Have any of you looked at a mall parking lot lately and seen the multi-colored sticky landmines?? It’s like a game of Twister getting from your vehicle into the “safe zone” past the oozing gum piles! I mean COME ON people”¦do you HAVE to toss your Juicy Fruit so casually out of your mouths as you do. Of course, NO one reading this is a culprit of said tacky offense. And I honestly would like to be arriving at the exact moment one of these Double Mint Twins are tossing their ABC gum to be able to confront them and question their total lack of shoe respect. I know it would fall on deaf ears I am sure and it would probably turn nasty ending up in a slap fest with me ending up with gum in my hair not to mention a huge dent in my dignity. But I’m sure you all understand my total peeved-ness with this!

After all, we are NOT asking too much of them to hold their gum for the few added seconds it takes to walk to the nearest trash receptacle. How much effort would that take, seriously? Common courtesy people! What is the rush to remove the gum from your mouth as soon as your feet hit the pavement? Chewed gum is one of those substances that will outlast even the single-celled creatures for resilience to meteor blast/nuclear war/Armageddon”¦I know decades after I’m pushing up daisy my local mall parking lot will still have the same oozing gum mines waiting like a tar pit for an unsuspecting victim.

And have you noticed the cruel twists of fate associated with stepping in gum”¦Like a Sticky Murray’s Law?

You will be running late for whatever you were arriving for.
You will be wearing shoes with added traction soles”¦those little crevices just right for getting packed with gum.
The parking lot will be filled (no matter what time of day) with normal people not needing to drag their leg like Long John Silver, rut thru grassy patches like a dog or understand your truck drivers use of language while dressed like their mom.
Your inherent ability to balance on one leg will leave you and you will be forced to hop around like a Flamingo on crack.
A shoe thrown like a boomerang will not return”¦.

I have also noticed that some people are prone to step in gum on an unnatural basis”¦like their shoes have a built-in gum-dar”¦.my dear husband is one of these blessed folks. He is also prone to find any animal waste in the vicinity too. This Fall we spent a few days in NYC and had a leisurely stroll thru Central Park”¦sun shining, runners running”¦horse drawn carriages clopping peacefully by. Yep”¦you guessed it…my hubby stepped in horse manure. I looked at him, smiled and said, “Aren’t you glad we didn’t go to the circus as they have elephants and you’d be up to your knees.” It could have been worse”¦the horse could have been chewing gum”¦.

I Am Woman…Hear Me Snore….

We, women, hold the power of the world in our dishwashing pan hands. I came to this conclusion from years of marriage and motherhood. My family would spend their days searching for all their belongings, walking around lost in their dirty underwear if not for me. Not one dentist appointment would be kept….no dry cleaning would ever get picked up….a new life form would breed in our refrigerator and all our house pets would have to turn on each other to eat.

It never ceases to amaze me how I can live in a house with another adult but be the only one who knows that silly string will stain the walls. Or that turtles left on their own loose in a bedroom will disappear into space never to be seen again. And why do I find myself saying, “Okay…take that outside!” when one of the participants in said non-indoor water/ball/pet involved activity is also over the age of 40? I don’t get it. Don’t get me wrong…I love my family…adore my husband of 21 years but I thought he had already gone through puberty when I said, “I do.” I know the trend now is to be involved with a younger man but I don’t think they were talking maturity wise. I find it hard to believe at times this “big kid” I married goes to an office every day where he is “The boss”. I must admit I have moments where visions of board meetings with him blowing bubbles and greeting his staff with a hand buzzer come into my mind.

My daughter, I expect to be scattered brained…she is a child. I am not surprised when she puts marshmallows into the microwave to “see what they would do”…this comes with the territory of being a parent. But I need back-up and my partner at times is involved in the wrong side of the learning experience.

We women as the weaker sex may hold the lower percentage of CEO positions, World Leader titles, and covers of Fortune Magazine but without us, the world would stop spinning. No socks would ever get paired up, no Bake Sale cookies baked at the last minute, no 3-D models of the Trojan Horse made in Popsicle sticks glued together at midnight, no knees bandaged, no missing hamsters found (who would have guessed the dryer), no tears wiped away, no stuck zippers fixed or no one to blame for everything and to hug as tight all in the same breath…if not for us? Woman-Wife-Mom…Thank God I was born female.

I do not understand how I am responsible for the location of everything in the house???!!!!! I may not have been involved in the last use of it but I am the one that is always asked, “Have you seen (fill in the blank)?” Amazingly I seem to always know where to look for it…whatever IT was…as I tend to use common sense and think where it might have been used last…thus dropped and left near, behind or in the area as NOTHING is ever put back where it rightfully belongs in this house!!!!!!

One day…in the not so distant future…my family will call out my name and I will not answer as I will be lying on the beach someplace….umbrella drink in one hand and a cabana boy in the other…someday soon….

Medical Our Picks

HIV symptoms in men

What is HIV? HIV or Human Immunodeficiency Virus is a viral contagion that is caused by a type of retrovirus. Firstly it was observed in Pneumonia patients in 1981, with some rare skin tumor symptoms, Kaposi’s Sarcomas. Later reduction in CD4 cells was also noticed along with low immunity. These CD4 cells or T cells […]

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