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Founded in 1972, Consumer Credit Counseling Service of Hampshire and Vermont aims to provide expert and professional to consumers facing problems in managing their finances. Founded as a non-profit agency by a group of NH community bankers, Consumer Credit Counseling Service of Hampshire and Vermont is a community service organization providing unbiased service to its […]

Group aims to pull I-25 travelers into cities

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Group aims to pull I-25 travelers into cities

TRINIDAD — A newly formed group consisting of representatives from three cities along southern Colorado’s part of the Interstate 25 corridor aims to attract travelers off the highway and into their communities.

The Southern Colorado I-25 Eco-Development Group is made up of partners from Trinidad, Pueblo and Colorado Springs. The group met in Trinidad last week.

Chuck Murphy of Murphy Constructors of Colorado Springs led off the discussion by saying Trinidad had an advantage in that its historic buildings had remained untouched by urban renewal efforts, a process he referred to as “urban destruction.” Murphy said he had a lifetime admiration for the city and wanted to do all he could to make Trinidad a prime tourist attraction.

“Urban renewal didn’t touch Trinidad. It pretty much left you alone,” Murphy said. “It’s a blessing you have all the things you do have. I really want to help in any way I can in preserving those buildings. I think there’s a way to do that, and it’s been done by other communities. Trinidad doesn’t need to reinvent the wheel. It just needs to take a page out of someone else’s book to have some success.”

Murphy’s company has worked on many building restoration projects in other Colorado cities. He said he’d had ongoing discussions with some of Trinidad’s city leaders and was anxious to work with them to revitalize the city’s downtown area.

Murphy introduced Les Gruen, who is one of Colorado’s 11 state transportation commissioners and a Colorado Springs businessman. Murphy described Gruen as a master at using signage to draw tourists off the highway by featuring local attractions.

Gruen provided some statistics about the amount of traffic on I-25 in southern Colorado as it flows between Trinidad and Colorado Springs. He said Colorado Springs has the most traffic, being the biggest of the three cities and the one closest to the Denver metro area. He also pointed out that there’s more traffic in the summer than in the winter.

He quoted statistics that indicated Trinidad’s part of I-25 has about 7,000 vehicles a day, counting both northbound and southbound traffic. The daily traffic swells to about 17,000 in Pueblo, and to about 110,000 vehicles per day in Colorado Springs. He said the well-traveled routes through Denver carry about 225,000 vehicles per day, though he said many travelers are focused solely on getting to Denver and aren’t inclined to stop anywhere further south.

Gruen said the challenge was determining how to create adequate signage to attract those travelers to the cities of southern Colorado. He said there are restrictions limiting the amount and type of signage along interstate highways that can be used to feature local attractions. He said he’d be happy to work with anyone in Trinidad who wanted to promote the city’s attractions through effective signage.

The mission of the Southern Colorado I-25 Economic development Summit is to brainstorm ideas that result in collaborating on economic possibilities for the three cities along the I-25 corridor. Presently, more than 3 million people travel I-25 from Trinidad to Pueblo each year, and an estimated 15 million travel annually between Pueblo and Colorado Springs.

Lou Mellini, manager of a Colorado Springs radio station and a board member of Trinidad’s Mt. Carmel Health, Wellness and Community Center, said the three cities can work together in a partnership to promote their common interests.

“These three cities have the richest history to be found anywhere in the State of Colorado,” Mellini said. “Now, together, with a collaboration of the three cities, we will find a way to harvest and bring in to our cities the hundreds of thousands that come from California, Arizona, Nevada, Oklahoma, Texas and New Mexico. They come through those states and enter Trinidad, La Puerta, the Gateway. What we have done is looked at…Trinidad, Pueblo and Colorado Springs, and looked at what we could do to entice travelers to come to these cities.

“When you look…at the rich history Trinidad offers, with the Purgatoire River, Mt. Carmel and the Santa Fe Trail, those are opportunities for capturing and harvesting those tourists that come in.”

Mellini said a smart-phone application focused on the three cities could help tourists identify their various attractions, and combined with radio and newspaper advertising, could funnel those tourists to attractions they’d like to experience.

Jay Cimino, founder of the Mt. Carmel center, said southern Colorado needs to find new and creative ways to brand itself so people worldwide can instantly recognize that brand.

“Other areas of the country have been growing their economies, while we have not,” he said. “We can do something about that by re-branding ourselves with an identity that can help stimulate our economic development. This is a great area of the country and one I’ve always loved. We need to differentiate ourselves and put that pride back into it.”

Copper Canyon Tourism

Copper Canyon’s past is one upheaval and turmoil, literally, as the six canyons called Copper Canyon were created during a volcanic disturbance about 35 million years ago. Today, tourism at Copper Canyon is one of the ways that the region shares its natural resources and culture.

Tourism is relatively new to Copper Canyon in Chihuahua, Mexico. The accommodations are not luxurious, but moderate.

The Train
The most famous form of transportation in Copper Canyon remains the Chihuahua al Pacífico railroad, which transverses 410 miles through 86 tunnels and over 37 bridges.

Native Goods
One of the ways that the native women make a side income for their family is by producing crafts such as hand-woven baskets and selling them to tourists.

Expect international dishes served within a homemade style. Food on the train can be expensive.

Copper Canyon is perfect for hiking, horse backing, and mountain biking, or scenic driving. The scenic waterfalls peak during March, April, October, and November.

Kidney stones

A friend had real problems with kidney stones. At times the pain stood him straight up and was severe. He had stones before and knew what this was. He took this flush once and said the severe pains were gone, but that he still had some discomfort. He took it again a week later and was fine.

  • This is so much easier to take than the liver flush.
  • Drink 6 Cokes in 2 hours.
  • Then drink 8 ounces of pureed asparagus.
  • If it doesn’t work completely, repeat in a week.
  • Use diet coke if you are diabetic. Do this in the morning, so that the caffeine doesn’t keep you up all night.
  • What I have read is that the acid in the coke dissolves the stones.

Some general notes:

It is a good idea to give up caffeine. (Especially if you are using herbs.) Caffeine dehydrates you and actually contributes to the formation of stones. To help prevent stones drink lots of water.

Most soda pops have up to 16 tsp. of sugar in them. A report on TV noted that this might be one of the causes of the explosion of cases of juvenile diabetes. In this remedy, we are using the acid in the coke. But when you are done with the flush, please give it up.

HIV symptoms in men

What is HIV?

HIV or Human Immunodeficiency Virus is a viral contagion that is caused by a type of retrovirus. Firstly it was observed in Pneumonia patients in 1981, with some rare skin tumor symptoms, Kaposi’s Sarcomas. Later reduction in CD4 cells was also noticed along with low immunity. These CD4 cells or T cells are the key element of the Immune System that helps body fighting infections.
HIV is an epidemic that affects men faster than women. This infection is transferred through body fluids like semen, breast milk, vaginal fluid etc. Often use of infected needles, blood and organ transplant trigger the disease in the recipient. It’s a little different from AIDS, Aids is an advanced stage of HIV infection when most of the T-helper cells are destroyed by HIV. HIV symptoms in men are not detectable at an early stage and usually, after a long period of time, they begin to appear.

HIV signs and symptoms:

Early Symptoms of HIV include an extended stay of mild illness or infections, often cold and flu takes longer time and overcomes the body, leaving it weak and tired.

Generally, our immune system works in three phases:

In phase one, no HIV symptoms are evident, actually early symptoms of HIV are silent or indistinct. After transmission HIV virus takes at least a period of three months to be distinct and the antibodies are started appearing. Just after probability of transfer, it is not possible to identify HIV symptoms in men.

In the next phase, Virus starts to destroy the white blood cells, due to which body loses its immune system and the patient start to feel weakness and fatigue. Some early symptoms start to appear on this level that are a weakness, fatigue, weight loss, night sweats, cold and cough, and these slight illnesses become life-threatening in HIV positive people.

The last phase acts as a severe stage of infection. The body has lost the immune system entirely and becomes incapable to fight any type of infection. Often the patient shows symptoms through skin tumors etc. The virus of HIV and AIDS does not kill the patients, there are other infections and diseases that slay the victim.
HIV symptoms in men and women may differ, and often they are identical in both. Other early common symptoms are Headache, long-lasting Fever, Loss of hunger and weight, Nausea, Tiredness, swelling in lymph nodes, Sore throat, chronic muscle and joint pain, Enlarged spleen and liver etc. HIV symptoms in women can influence their babies and disease can also be transferred to the babies during pregnancy.

Researchers suggest that early symptoms can be detected after three to four weeks of exposure, but mostly it could not happen, and HIV grows inside up to 10 months quietly. In most of the cases, it is neglected in the confusion of any mild or seasonal illness.
HIV symptoms in men include painful ulcers on the genital area, especially on the penis, a characteristic of HIV. When the flu and fever stay longer it turns into swelling and pain, sufferer feels pain in lymphatic nodes in armpits etc.

Rashes following fever are the second alerting symptom of HIV. HIV symptoms in men are generally common, and they might also be seen in women.
Other HIV symptoms in men at a visible stage can be noticed interfering with the digestive system of the patient, comprising of liver and pancreas enlargement. Because of low immunity, the HIV positive men are more prone to cancerous infection of male organs, like prostate cancer etc.

HIV intervenes with our blood and immune system, so steadily it corrupts all the structure of the body. The problem of dry coughing is directly linked to HIV contamination.
HIV reaches the body fluid and exists in male semen. Genital herpes, Gonorrhea, Chlamydia, and genital warts are some prominent HIV symptoms in men at a higher stage.

Early symptoms of HIV in women are identical, but in the advanced stage, it might be slightly different affecting the reproductive system of females. The leading HIV symptoms in women include vaginal discharge and vaginal yeast infections, after which there is a high probability of catching bacterial vaginosis and trichomoniasis. Other HIV symptoms in women comprise of irregularities with the menstrual cycle, and disturbance with reproductive organ. HIV infected women are prone to pelvic inflammatory disease and human papillomavirus (HPV), a main cause of genital warts.

Overhyped Apple Products

For those of you not of the tech geek persuasion, you may not have been following the big Apple announcement of their new iPhone. Before anyone comes quickly to their defense (i.e. Apple “fanboys” as they have become know) I am writing not to knock on the phone itself, but the hype.

I am really not sure what it is about Apple that generates so much brand loyalty but believe me, they have it. I have owned a few in my day, all the way back to the Apple IIc. I enjoyed the computers when I owned them, but at heart, I consider myself brand and operating system agnostic. Not carefully the definition pertaining to doubtful and noncommittal, not the god part though that could apply to how some fanboys seem to believe in Steve Jobs. I consider myself computer versatile enough to get my job done on any computer, just give me a few minutes to figure it out.

The thing that gets me with apple press is they seem to get positive coverage, no matter what they do. Granted, they have done some good things. The iPod along with iTunes received the blessing of the industry and has done what no others have been able to do in such a big way. Their current computers, both hardware, and software have broken a long slump that they were stuck in, now providing something worth considering using, albeit with a pretty good sized budget.

What about the failures? Those seem to go away without fanfare and seemingly without a blemish on Apple’s reputation, or ego for that matter. Whatever happened to the Newton, the mini or the much touted yet far underperforming line of computers throughout the mid-90s? That just slide under the rug. But the loyalists in the media foam at the mouth come to each MacWorld for the next big product announcement. Hollywood seems to love placing macs in every movie and show – ok, they do look better in that home office scene than a boxy PC, I’ll give them that.

The iPhone looks like it could be a decent PDA with some nifty new things. The big touch screen look could be some fun but destined for some serious scratches from the way I have seen most phones handled. I think the software ideas could be good, but the first generation is bound to have its issues and limitations. I do hope they make it easy for the independent developers to make some cool little apps for it because that is what has made my Treo such a fun phone to have.

Just to counter some of the fanfare and flag-waving, here is what I think to be a realistic review that notes a few caveats when considering jumping on the iPhone bandwagon. Plus, just announced a day after the big iPhone hoopla, Cisco – who everyone knew owns the trademark on the word iPhone for a product – has announced their lawsuit against Apple. Apparently, those licensing talks that Steve was confident enough were done weren’t quite as complete as anticipated. No worries, Steve will make it happen.

All joking aside, I do hope Apple can push the industry to do more with the mobile phone, particularly the mobile computing variety. Apple, with their loyal fanbase, has a way of entering an industry and doing something to shake it up with a little style and panache (look it up, it’s good). What typically follows is the vast legions of companies that simply follow Apple’s lead and produce worthy knockoffs drive the big players in the market to play catch up. in the end, we get better, more interesting products to choose from – most of which are more reasonably priced and capable than what we had to begin with.

So maybe all the Apple fanfare is a good thing. Go Apple, do your thing!

This is a sticky subject

Now I didn’t bring this up, ok? Sally posted on suggested rants”¦so don’t blame me! LOL! But I have to admit this topic is one of my all time pet peeves! I know I am not alone in this”¦how many of you have done the stiff leg shoe drag into a store while mumbling under your breath words no one under 17 should hear trying to remove the gum from your espadrille? More…

Have any of you looked at a mall parking lot lately and seen the multi-colored sticky landmines?? It’s like a game of Twister getting from your vehicle into the “safe zone” past the oozing gum piles! I mean COME ON people”¦do you HAVE to toss your Juicy Fruit so casually out of your mouths as you do. Of course, NO one reading this is a culprit of said tacky offense. And I honestly would like to be arriving at the exact moment one of these Double Mint Twins are tossing their ABC gum to be able to confront them and question their total lack of shoe respect. I know it would fall on deaf ears I am sure and it would probably turn nasty ending up in a slap fest with me ending up with gum in my hair not to mention a huge dent in my dignity. But I’m sure you all understand my total peeved-ness with this!

After all, we are NOT asking too much of them to hold their gum for the few added seconds it takes to walk to the nearest trash receptacle. How much effort would that take, seriously? Common courtesy people! What is the rush to remove the gum from your mouth as soon as your feet hit the pavement? Chewed gum is one of those substances that will outlast even the single-celled creatures for resilience to meteor blast/nuclear war/Armageddon”¦I know decades after I’m pushing up daisy my local mall parking lot will still have the same oozing gum mines waiting like a tar pit for an unsuspecting victim.

And have you noticed the cruel twists of fate associated with stepping in gum”¦Like a Sticky Murray’s Law?

You will be running late for whatever you were arriving for.
You will be wearing shoes with added traction soles”¦those little crevices just right for getting packed with gum.
The parking lot will be filled (no matter what time of day) with normal people not needing to drag their leg like Long John Silver, rut thru grassy patches like a dog or understand your truck drivers use of language while dressed like their mom.
Your inherent ability to balance on one leg will leave you and you will be forced to hop around like a Flamingo on crack.
A shoe thrown like a boomerang will not return”¦.

I have also noticed that some people are prone to step in gum on an unnatural basis”¦like their shoes have a built-in gum-dar”¦.my dear husband is one of these blessed folks. He is also prone to find any animal waste in the vicinity too. This Fall we spent a few days in NYC and had a leisurely stroll thru Central Park”¦sun shining, runners running”¦horse drawn carriages clopping peacefully by. Yep”¦you guessed it…my hubby stepped in horse manure. I looked at him, smiled and said, “Aren’t you glad we didn’t go to the circus as they have elephants and you’d be up to your knees.” It could have been worse”¦the horse could have been chewing gum”¦.

I Am Woman…Hear Me Snore….

We, women, hold the power of the world in our dishwashing pan hands. I came to this conclusion from years of marriage and motherhood. My family would spend their days searching for all their belongings, walking around lost in their dirty underwear if not for me. Not one dentist appointment would be kept….no dry cleaning would ever get picked up….a new life form would breed in our refrigerator and all our house pets would have to turn on each other to eat.

It never ceases to amaze me how I can live in a house with another adult but be the only one who knows that silly string will stain the walls. Or that turtles left on their own loose in a bedroom will disappear into space never to be seen again. And why do I find myself saying, “Okay…take that outside!” when one of the participants in said non-indoor water/ball/pet involved activity is also over the age of 40? I don’t get it. Don’t get me wrong…I love my family…adore my husband of 21 years but I thought he had already gone through puberty when I said, “I do.” I know the trend now is to be involved with a younger man but I don’t think they were talking maturity wise. I find it hard to believe at times this “big kid” I married goes to an office every day where he is “The boss”. I must admit I have moments where visions of board meetings with him blowing bubbles and greeting his staff with a hand buzzer come into my mind.

My daughter, I expect to be scattered brained…she is a child. I am not surprised when she puts marshmallows into the microwave to “see what they would do”…this comes with the territory of being a parent. But I need back-up and my partner at times is involved in the wrong side of the learning experience.

We women as the weaker sex may hold the lower percentage of CEO positions, World Leader titles, and covers of Fortune Magazine but without us, the world would stop spinning. No socks would ever get paired up, no Bake Sale cookies baked at the last minute, no 3-D models of the Trojan Horse made in Popsicle sticks glued together at midnight, no knees bandaged, no missing hamsters found (who would have guessed the dryer), no tears wiped away, no stuck zippers fixed or no one to blame for everything and to hug as tight all in the same breath…if not for us? Woman-Wife-Mom…Thank God I was born female.

I do not understand how I am responsible for the location of everything in the house???!!!!! I may not have been involved in the last use of it but I am the one that is always asked, “Have you seen (fill in the blank)?” Amazingly I seem to always know where to look for it…whatever IT was…as I tend to use common sense and think where it might have been used last…thus dropped and left near, behind or in the area as NOTHING is ever put back where it rightfully belongs in this house!!!!!!

One day…in the not so distant future…my family will call out my name and I will not answer as I will be lying on the beach someplace….umbrella drink in one hand and a cabana boy in the other…someday soon….

Considering Recycling

Rach, the “teen”

A few years ago I tried to get my parents into being conscious of our footprint. It didn’t work, we all used the recycling as another smaller trash can, I felt bad, told everyone that recycling was for hippies, and gave up. Of course, my dad just recently got into recycling. Actually, we got into it because the people who lived in our house before we moved in left their recycling bin here. So, we started washing out containers, packaging up old newspapers and even crushing soda cans to make more space.

Now that we have the special blue bin everything seems different. The whole family is more environmentally aware. It’s great! One day we all just started really caring about our environment. No one ever taught us to be aware, I guess the fact that our planet is filling with garbage really scared us. So, does your family recycle? And how have you taught your kids about being environmentally responsible in a world that is so used to wasting?

Considering Recycling

Mary, the “mom”

Recycling has been required by law around here for a long time – probably twenty years. So, my kids haven’t known a time when there wasn’t a separate can for tossing recyclables. It’s not something we talk about all that much, it’s just how it is.

Now and again, the school will do a lesson focused on recycling and one of the kids will come home all “gung-ho” to do more. They’ll double check the codes on the bottom of plastic containers I throw away. However, this enthusiasm doesn’t extend to taking shorter showers or bringing empty shampoo bottles downstairs to put in the recycling bin. Actually, come to think of it, they don’t even bother to take the empty shampoo bottle out of the shower, but that’s a separate issue.

I’ll admit to having been lazy about recycling certain things. Is it really worth all the water you use to clean out the peanut butter jar? But just this year, on Earth Day, I saw a segment on a morning show with a recycling specialist who said you don’t have to wash out the jars. How liberating!

Lately, I’ve been noticing more and more canvas bags at the grocery store. At first, my reaction was “what a hassle!” However, I am now starting to realize just how many little plastic bags I bring home from the various stores and I think canvas bags may be the next frontier for us in recycling. Maybe I’ll have more success with that than the shorter shower thing!

Considering Recycling

Brad, the “dad”

Hey, I’m in California. We invented recycling. I’m sitting here right now looking at the bags and bags of hard plastic vs. soft plastic vs. colored glass vs. shiny paper vs. blahdeblahdeblah that is part and parcel of L.A. Life in this century. And this is a good thing.

But me personally? I’m over it. Or rather, past it. We’ve recently focused the family on a different, oft-neglected part of the “recycle, reuse, reduce” mantra. I’m convinced we are simply buying too much stuff wrapped in too much other stuff, and it has to stop. If the container can’t be crumpled up into a fraction of its original size – assuming it won’t simply rot away – I say it ain’t comin’ in here. Because I’m sick to death of hauling all this crap to the recycle bins.

I’ve recently changed produce markets because my favorite place puts a lot of its soft fruits in plastic boxes. And I don’t want plastic boxes. We’ve pretty much stopped buying any prepared or frozen foods, with a few notable exceptions. (Frozen bananas and peas. Frozen peas, my friends, are a gift from God.) No more bottled water – which was already a rip-off – and juices in cartons not cans (eww! Cans!) or glass. I’m even buying rice and flour in bulk and putting it in good ol’ fashioned Mason Jars, just like Grammy use’ta. Boxes, boil-in-a-bag, and plastic wrap is so 1900’s, don’t you think?

Point is: we’re concentrating on using less, buying more wisely, and eating fresh and local whenever possible, so that recycling – as important as it is, and it is – isn’t the only thing we do to feel good about beginning green; it’s merely the first thing.

Here endeth the sermon for the day.

A “Family” Considers Teen’s Request for a Tattoo

The “Dad”

The Elf – 13.666 years old (with the accent on the “666”) has just made a major-league pitch to us for a…for a…tattoo. And not just some tiny little rose on her ankle you could cover with a stocking or a sports bandage or a skin graft. This time the Elf is living up to her nickname. “It’s a hand?” she told me. “But smaller, like a gnome or a fairy’s hand? And it’s curling around from behind like it’s grabbing my arm. Won’t that be cool?”

I have to hand it to myself: my head did not explode. But I hauled out every counter-argument I could think of. I tried the ‘health’ angle, and I she showed me articles on how safe “skin art” was these days. I said, “Nobody your age is getting –“ and she listed half a dozen kids in her 8th-grade class who already had tattoos. I even tried Being Reasonable – I was that desperate. “Honey,” I said, “I know how much you want this, but really, I think –“

tattoo 1

She put an affectionate hand on my arm and smiled – no, really, she actually smiled “Daddy,” she said. “I love you-you know that. But I don’t care what you think.”

I was stumped. The best I could do was cross my arms and looked oh-so-very stern and say, “We’ll see.”

“Right,” she said. “I’m going to go talk to Mom.”

I’m going to have to get there first. Seriously: The Mom and I are going to have to talk this through. ’m dead-set against it, and I think she is, too. And of course, The Elf can’t get it done without a note from her parents. But we’re going to have to formulate a really good counter-offensive to avoid getting…well, you know, offensive.

There’s not going to be any tattoo. Not on my watch. But I’d really like her to agree that it’s not a great idea, at least for a few years. Or decades. Or lifetimes.

The “Teen”

To be completely honest, I don’t have any really strong feelings about tattoos. I’ve seen some cool ones, and I’ve seen some really horrible ones. The cool ones, well, they tend to be on people who are really extreme. Old punk rockers covered in tattoos, that’s pretty cool, very hardcore. Teenagers with lame body art, not so cool.

It’s cool that The Elf is so open about what she wants. But it’s too bad that she wants a tattoo. It’s going to be hard to convince her that getting a tattoo at 13 is a bad idea because it can be hard to persuade someone to not do something.

I feel like getting a tattoo is like picking out a shirt. A shirt that you would never take off. A shirt that you would wear every single solitary day. You’d want that shirt to be perfect, right? It would need to look good with all your other clothes. It would have to be appropriate at weddings and funerals, during school and during play. It would be a permanent fixture of your life forever and ever.

tattoo 1

The “Mom”

I’m with “Dad” – not on my watch!

I agree that it would be great if The Elf could come around to agreeing that a tattoo doesn’t make sense, but if she doesn’t, this is a battle to pick. (You know, “they” always say, ‘pick your battles’.)

So, you’ve tried a few arguments and none have made an impression. I’d focus on how her tastes have changed – and will continue to change. The hairstyle that looked so “cool” two years, but she wouldn’t be caught dead with now. Or, the outfit that was a ‘must-have’, that’s now been discarded as “so yesterday”. What happens when she changes her mind about the tattoo? I know, The Elf will say “but, I won’t change my mind”. But, we know she will.

Stick to your guns! — with loving explanations of why and the promise that if she still wants a tattoo when she turns 18, she can do it. She’ll thank you for this down the road. Of course, in the meantime, you’ll probably pay for it in many creative ways!

India gold imports to rise into 2015 – Scotia-Mocatta

Gold imports into India have returned to more normal levels and could climb higher in 2015 amid tepid bullion prices and improved domestic economic conditions, Sunil Kashyap, Bank of Scotia-Mocatta managing director, said at the London Bullion Market Association (LBMA) conference held in Lima.

Last year began normally, demand was stable and imports were coming in at around 50-60 tonnes per month. Then the Indian government introduced a slew of measures, starting with custom duty increases from 2 to 10 percent of the value of gold.

In July 2013, the Reserve Bank of India implemented the controversial so-called 20:80 scheme in an attempt to control the escalating current account deficit and stabilise the rupee. Under the rule, every importer had to ensure that 20 percent of all the gold brought into the country would be made exclusively available for export.


“These measures led to a sharp decline in official imports – they fell to 5 tonnes in September. Once the market got its head around the new policy, imports resumed but only to about 15 tonnes in December,” Kashyap said.

But in 2014 the pace of official imports started to pick up steam. The real turning point came in May when the government increased the number of star trading houses/premier trading houses (PTH) that would be allowed to import gold.GOLD 2

Over the last three months, imports increased to an average of 60-70 tonnes per month. And even when accounting for the 20:80 rule, net imports into India are running at about 40-50 tonnes per month.

“We’re now seeing regular imports of gold,” Kashyap said. “This has led to much more availability in the market – premiums have fallen from $50-$100 to $5-$10.”


Meanwhile, domestic Indian gold demand next year will hinge on two factors. The first will be price, which has been falling over the past several months.

Gold futures on the Comex division of the New York Mercantile Exchange closed Tuesday at $1,163.00 an ounce, which is about $225 below the February high.

“Most people see the price going lower, so the expectation is that demand will improve,” Kashyap said.


The second driver for demand growth will be the macroeconomic conditions inside India, which have improved significantly since Prime Minister Narendra Modi took office in May.

“The currency has been more stable, trading in a range of about 2 percent this year compared to a range of 10-15 percent last year. Inflation in September was at a five year low of 3 percent, while the stock market reached record highs this week,” Kashyap said.

Medical Our Picks

HIV symptoms in men

What is HIV? HIV or Human Immunodeficiency Virus is a viral contagion that is caused by a type of retrovirus. Firstly it was observed in Pneumonia patients in 1981, with some rare skin tumor symptoms, Kaposi’s Sarcomas. Later reduction in CD4 cells was also noticed along with low immunity. These CD4 cells or T cells […]

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